Declaring Bankruptcy Has Important Benefits

Our Founding Fathers drafted bankruptcy protection into the Constitution precisely in order to give people trapped by debt an opportunity for a “fresh start.” Throughout history, a number of famous people have declared bankruptcy and gone on to lead highly successful lives: Mark Twain, Walt Disney, Donald Trump, and even Abraham Lincoln to name a few. The decision to file for bankruptcy, while not one that should be made lightly, is one that can have important benefits for some people, and may represent your best option. Filing for bankruptcy immediately halts all debt collection proceedings, repossession and foreclosure actions against you. Your creditors, including any who may have been harassing you over the phone or at work, are required by law to stop contacting you and can only deal with you by talking to your bankruptcy attorney. Your debts are resolved through the bankruptcy process, allowing you to emerge with a clean slate and the “Fresh Start.”
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Chapter 7 and Chapter 13

Bankruptcy Court: A Glossary

Many of our clients are often confused by different bankruptcy terms. At the Law Office of Cohen & Jaffe we want to help you make an educated decision about your own future. Here is a helpful glossary you can use as a guide.

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Thank You Richard!

"Mr. Jaffe is truly professional and higly knowledgeable. He was always accessable for any questions or concerns I had. He showed true compassion for what I was going through, I highly recommend Mr. Jaffe. "
~ Catherine, a client

"Your website is amazing, I have been reading some of the articles. They all hit home. Thank you again- sincerely- for being so helpful. It means more to us than you know. We just want to work this through and try to get our life together. "
~ D. C., a client

"Dear Richard: I truly appreciate your honest response - you are the first person I have contacted who actually took the time to consider whether I needed to (declare bankruptcy) or not. "
~ Melanie Dib

"Rich Jaffe has provided us with the best legal service possible. Not only is he very knowledgeable in all legal matters, he is also of great moral charcter and a truly decent person. He was very accessable and prompt with any questions or concerns we had. We were highly impressed with the services he and his firm provided and would abosolutely use them again if ever needed. We give him our highest recommendation! "
~ Jill & Jonathan Schecter

"I can't say enough positive things about Rich, who has represented me for several years now. He's a true professional who knows his field well and has a way of making me feel at ease during even the most difficult times. I've been in a few tough spots in several different areas of the law, and Rich has always been there for me with sound advice and positive results. "
~ Anonymous client

5000

Want To Know What The Trustee Will Ask You At Your Bankruptcy Hearing?

Here is a helpful list of common questions that Trustees often ask bankruptcy applicants at the Court hearing. This will help give you a gauge of what you will have to consider if you do choose to file.

Read it, and be prepared!

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